Revising our Terms

We may revise our Terms at any time by amending this page. Please ensure that you review these terms each time you use Our Websites as you will be deemed to have accepted any changes we make if you continue to use Our Websites after the update has been published.

Using Our Websites

Our Websites are protected by copyright.

We will, wherever possible, ensure that the information contained on Our Websites is accurate and up-to-date, but we accept no liability for omissions or errors therein or their consequences. We reserve the right to make changes to the information published on Our Websites at any time.

Browsing, downloading and printing information

You may browse, download or print out one copy of the material displayed on Our Websites for your personal, non-commercial, non-public use, but you must retain all copyright and other proprietary notices contained on these materials.

Prohibited uses

You may use Our Websites only for lawful purposes. You must not use Our Websites:

  • in any way that breaches any applicable local, national or international law or regulation
  • in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect
  • in any way that subjects or may subject us to any derogatory treatment, misrepresents us, brings us into disrepute, or causes us to incur liability to any third party
  • to bully, intimidate, harass, harm, offend or discriminate against any user
  • to solicit sign-in information or access an account belonging to anyone else
  • to transmit or procure the sending of any unauthorised advertising or promotional materials, or any other form of solicitation (spam)
  • to knowingly transmit any material that contains viruses or any other harmful program or computer code that is designed to adversely affect the operation of any computer software or hardware
  • to promote sexually explicit material, violence or terrorism
  • to send, knowingly receive, upload, download, use or re-use any material which does not comply with the Terms of using our Interactive Services
  • to share information about any individual without their express consent
  • to store or use the personal data of other users of Our Websites
  • to knowingly use or reuse any material which does not comply with these terms and conditions
  • to further copy, distribute or otherwise use any of the materials from Our Websites without our written consent
  • to interfere with, damage or disrupt software or hardware used to operate Our Websites.

By contributing information to Our Websites through Interactive Services:

  • you warrant that you are entitled to submit the Contribution to us and that the Contribution is accurate, not confidential, and not in violation of any contractual restrictions or other third party rights
  • you agree that you own the copyright in your Contribution and that you may request its deletion at any time, unless you have shared information or content with others and they have not deleted it, or it was copied or stored by other users
  • you confirm that you have the consent of anyone who is identifiable in your Contribution or the consent of their parent/guardian if they are under the age of 16
  • you agree to grant Us a non-exclusive licence to use that Contribution.  Although you will still own the copyright in your Contribution, We will have the right to freely use, copy, edit, alter, modify, display, reproduce, publish, distribute, archive and/or store the material contained in your Contribution.  This licence will be free of charge, irrevocable, worldwide, perpetual, unlimited and capable of assignment and/or sub-licence.  We may exercise all copyright and publicity rights in the material contained in your Contribution in all jurisdictions, to their full extent and for the full period for which any such rights exist in that material.If you are not in a position to grant a licence to Us as set out under this clause or you do not want to grant Us such a licence to use your Contribution in accordance with Our Terms, please do not share or submit a Contribution to us
  • you warrant that any Contribution you make does comply with Our Terms and you will be liable to us and indemnify us for any breach of this warranty.  If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of this warranty
  • you grant Us the right to use and publish your name and/or preferred display name (“PDN”) against any content you submit to Our Websites and the name that you choose in relation to publications (where applicable)
  • you acknowledge that we cannot guarantee that users will not use the ideas and/or information that you post via your Contribution and we are not responsible for a user’s misuse or misappropriation of any content and/or information in your Contribution
  • we will not be responsible, or liable to any third party, for the content or accuracy of any Contribution posted by you or any other user of Our Websites
  • the views expressed by other users on Our Websites do not represent our views or values.  We do not control or direct users’ actions on Our Websites, nor do we endorse any Contribution and we are not responsible for the content or information users transmit or share on Our Websites.

Our right to edit and remove your information

Any Contribution you make may be moderated by Us which means that they may be reviewed, edited and/or removed.

  • We reserve the right to remove any of a Contribution if we believe that your Contribution or any part of it does not comply with Our Terms.  For the avoidance of doubt we reserve the right to remove any of your a Contribution if we deem to be potentially defamatory of any person or which we deem unlawful or in violation of any third party rights.
  • We reserve the right to disclose any content or information you submit to us, whether part of a Contribution or otherwise as necessary to satisfy any law, regulation or Governmental request.

Suspension and termination

We will determine, in our discretion, whether there has been a breach of Our Terms through your use of Our Websites and we reserve the right to disable or close access to Our Websites and/or Interactive Services.  When a breach of our Terms has occurred, we may take such action as we deem appropriate.

Failure to comply with Our Terms may result in our taking all or any of the following actions:

  • immediate, temporary or permanent withdrawal of your right to use Our Websites
  • immediate, temporary or permanent removal of any posting or material uploaded by you to Our Websites
  • issue of a warning to you
  • legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach
  • further legal action against you
  • disclosure of such information to law enforcement authorities as we reasonably feel is necessary.

We exclude liability for actions taken in response to breaches of Our Terms.  The responses described in Our Terms are not limited, and we may take any other action we reasonably deem appropriate.

Liability of our services

We shall not be liable for any direct consequential or indirect consequential loss or damage of any nature whatsoever alleged to be caused by errors or omissions in the information contained on Our Websites.

In no event shall we be liable for any general, special, direct, indirect, consequential or incidental damages, or any damages whatsoever, resulting from loss of use, data or profits, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use of information available from Our Websites.

In no event shall we be liable for any damage to your computer equipment or software which may occur on account of your access to or use of Our Websites, or your downloading of materials, data, text, or images from Our Websites, whether caused by a virus, bug or otherwise.

Warranties and disclaimers

We make no representations whatsoever about the suitability of the information contained in any information on Our Websites. All information is provided “as is” without warranty of any kind, express or implied, without limitations, warranties of title or implied warranties of merchantability or fitness for a particular purpose.

You warrant that any Contribution you make through our Interactive Services complies with these terms and conditions, and you will be liable to us and indemnify us for any breach of this warranty. You are responsible for any loss or damage we suffer as a result of your breach of this warranty.

Our Websites contain links to third party websites. These websites are outside our control and we are not responsible for the contents of any linked site or any link contained in a linked site. We provide these links only as a convenience, and the inclusion of any link does not imply endorsement or approval by the NFPI.

Websites and services not covered by Our Terms

Third-party websites and services we link to through Our Websites have their own terms and conditions policies, independent of us. We hold no responsibility or liability for these independent policies. We encourage you to look for and review the policies of any third-party website you visit.